InsurTech.
Insurance technology disrupts one of the most regulated, risk-averse industries in the world. Legacy systems run deep, actuarial complexity is real, and regulatory oversight spans multiple jurisdictions.
The hard truth: most InsurTech founders underestimate how deeply technology must understand insurance to succeed.
Modernising claims processing at scale
The Challenge
An MGA needed to reduce claims processing time from 14 days to under 48 hours while maintaining regulatory compliance and integrating with legacy reinsurance systems.
Our Approach
We built an intelligent claims triage system, automated document processing, and created APIs that bridged modern microservices with legacy mainframe systems.
The Result
Average claims processing reduced to 36 hours, straight-through processing rate increased to 65%, and customer satisfaction scores improved by 40%.
What makes InsurTech different
State-by-state regulatory requirements
Legacy system integration complexity
Actuarial and pricing model accuracy
Long-tail liability considerations
How we support InsurTech growth
For Investors
Technology due diligence on insurance platforms, regulatory compliance assessment, and legacy integration capability evaluation.
For InsurTech Founders
Fractional CTO support, policy admin system guidance, and hands-on help building compliant, scalable insurance technology.
Why choose Rational Partners
Insurance Domain Knowledge
We understand underwriting, claims, policy admin, and the regulatory landscape across multiple insurance lines.
Legacy Integration
Experience connecting modern platforms with legacy systems from Guidewire to mainframe-based policy admin.
Data Architecture
We build data platforms that support actuarial analysis, fraud detection, and regulatory reporting.
30-minute initial discussion to understand your requirements, timeline and key concerns.